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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,342 | $56,339-7.1% | $104,301-49.8% | $68,495-23.6% |
| Participation rate | 50.0% | 63.3%-13.3pp | 73.3%-23.3pp | 67.9%-17.9pp |
| Annual return | -16.77% | -9.19%-7.6pp | 24.61%-41.4pp | -7.84%-8.9pp |
| Employer contribution / active EE | $1,392 | $1,960-29.0% | $3,373-58.7% | $2,596-46.4% |
| Participant deferral / active EE | $2,668 | $3,077-13.3% | $4,626-42.3% | $4,028-33.7% |
| Admin fee / account holder | $5,685 | $4,902+16.0% | $7,340-22.6% | $5,403+5.2% |