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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,558 | $58,655-53.0% | $91,994-70.0% | $65,186-57.7% |
| Participation rate | 80.6% | 75.3%+5.3pp | 78.6%+1.9pp | 70.2%+10.4pp |
| Annual return | 21.29% | 33.92%-12.6pp | 69.04%-47.7pp | 29.39%-8.1pp |
| Employer contribution / active EE | $0 | $2,080-100.0% | $3,453-100.0% | $2,177-100.0% |
| Participant deferral / active EE | $5,645 | $5,474+3.1% | $5,924-4.7% | $3,514+60.6% |
| Admin fee / account holder | $5,005 | $434+1052.6% | $7,744-35.4% | $847+490.7% |