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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,272 | $58,600-51.8% | $83,327-66.1% | $64,173-55.9% |
| Participation rate | 77.6% | 72.0%+5.6pp | 77.8%-0.1pp | 69.6%+8.1pp |
| Annual return | -3.36% | 9.66%-13.0pp | 10.64%-14.0pp | 7.63%-11.0pp |
| Employer contribution / active EE | $0 | $2,098-100.0% | $3,379-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $6,002 | $4,656+28.9% | $5,565+7.9% | $3,470+73.0% |
| Admin fee / account holder | $2,355 | $9,282-74.6% | $7,540-68.8% | $4,887-51.8% |