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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,145 | $64,359-57.8% | $90,161-69.9% | $70,126-61.3% |
| Participation rate | 75.0% | 70.4%+4.6pp | 76.9%-1.9pp | 69.5%+5.5pp |
| Annual return | 25.72% | 28.13%-2.4pp | 34.89%-9.2pp | 73.15%-47.4pp |
| Employer contribution / active EE | $0 | $2,046-100.0% | $3,318-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $4,702 | $4,389+7.1% | $5,287-11.1% | $3,332+41.1% |
| Admin fee / account holder | $2,336 | $3,945-40.8% | $5,943-60.7% | $4,645-49.7% |