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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,237 | $82,674-48.9% | $125,381-66.3% | $68,486-38.3% |
| Participation rate | 96.4% | 75.1%+21.4pp | 82.4%+14.0pp | 67.9%+28.5pp |
| Annual return | -21.95% | -5.97%-16.0pp | 572.31%-594.3pp | -7.85%-14.1pp |
| Employer contribution / active EE | $0 | $3,382-100.0% | $4,815-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $5,641 | $6,111-7.7% | $7,448-24.3% | $4,028+40.0% |
| Admin fee / account holder | $1,260 | $6,277-79.9% | $10,007-87.4% | $5,404-76.7% |