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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,939 | $165,361-65.6% | $149,715-62.0% | $158,950-64.2% |
| Participation rate | 87.0% | 84.6%+2.4pp | 82.5%+4.5pp | 82.0%+5.0pp |
| Annual return | 20.88% | 348.24%-327.4pp | 276.66%-255.8pp | 302.91%-282.0pp |
| Employer contribution / active EE | $0 | $5,103-100.0% | $4,645-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $4,726 | $7,182-34.2% | $6,842-30.9% | $5,983-21.0% |
| Admin fee / account holder | $2,966 | $10,808-72.6% | $9,310-68.1% | $11,248-73.6% |