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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,301 | $85,766-48.3% | $136,298-67.5% | $70,126-36.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 11.82% | 31.46%-19.6pp | 5156.27%-5144.4pp | 73.15%-61.3pp |
| Employer contribution / active EE | $4,325 | $2,966+45.8% | $4,696-7.9% | $2,343+84.6% |
| Participant deferral / active EE | $6,261 | $5,051+24.0% | $6,247+0.2% | $3,332+87.9% |
| Admin fee / account holder | $4,626 | $5,421-14.7% | $9,244-50.0% | $4,645-0.4% |