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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,039 | $72,403+64.4% | $67,524+76.3% | $145,978-18.5% |
| Participation rate | 53.8% | 76.9%-23.0pp | 72.9%-19.1pp | 80.3%-26.4pp |
| Annual return | 13.28% | 7197.23%-7183.9pp | 3519.41%-3506.1pp | 550.52%-537.2pp |
| Employer contribution / active EE | $1,661 | $3,072-45.9% | $2,734-39.2% | $4,662-64.4% |
| Participant deferral / active EE | $10,417 | $4,782+117.8% | $4,001+160.3% | $6,690+55.7% |
| Admin fee / account holder | $2,555 | $5,541-53.9% | $4,001-36.1% | $13,400-80.9% |