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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,247 | $45,082-61.7% | $69,464-75.2% | $72,975-76.4% |
| Participation rate | 66.7% | 68.5%-1.8pp | 74.6%-7.9pp | 69.5%-2.8pp |
| Annual return | 25.82% | 22.66%+3.2pp | 28.98%-3.2pp | 81.01%-55.2pp |
| Employer contribution / active EE | $1,152 | $2,055-43.9% | $2,779-58.5% | $2,440-52.8% |
| Participant deferral / active EE | $3,835 | $2,604+47.3% | $3,536+8.5% | $3,608+6.3% |
| Admin fee / account holder | $642 | $3,057-79.0% | $3,840-83.3% | $5,124-87.5% |