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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,140 | $69,252+24.4% | $64,099+34.4% | $139,456-38.2% |
| Participation rate | 61.5% | 75.6%-14.1pp | 72.3%-10.8pp | 80.3%-18.8pp |
| Annual return | 15.77% | 45.89%-30.1pp | 33.70%-17.9pp | 373.45%-357.7pp |
| Employer contribution / active EE | $1,897 | $3,184-40.4% | $2,748-31.0% | $4,753-60.1% |
| Participant deferral / active EE | $9,415 | $4,683+101.0% | $3,881+142.6% | $6,711+40.3% |
| Admin fee / account holder | $7,788 | $4,248+83.4% | $3,070+153.7% | $11,407-31.7% |