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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,833 | $211,224-80.7% | $178,505-77.1% | $145,897-72.0% |
| Participation rate | 62.5% | 80.8%-18.3pp | 77.1%-14.6pp | 80.3%-17.8pp |
| Annual return | 8.06% | 30.28%-22.2pp | 27.16%-19.1pp | 552.29%-544.2pp |
| Employer contribution / active EE | $1,438 | $4,577-68.6% | $3,955-63.6% | $4,663-69.2% |
| Participant deferral / active EE | $2,075 | $6,966-70.2% | $6,280-67.0% | $6,689-69.0% |
| Admin fee / account holder | $30,238 | $12,109+149.7% | $10,428+190.0% | $13,390+125.8% |