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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,833 | $211,239-80.7% | $178,528-77.1% | $145,877-72.0% |
| Participation rate | 62.5% | 80.8%-18.3pp | 77.1%-14.6pp | 80.3%-17.8pp |
| Annual return | 8.06% | 30.22%-22.2pp | 27.11%-19.1pp | 551.28%-543.2pp |
| Employer contribution / active EE | $1,438 | $4,570-68.5% | $3,950-63.6% | $4,663-69.2% |
| Participant deferral / active EE | $2,075 | $6,963-70.2% | $6,278-66.9% | $6,691-69.0% |
| Admin fee / account holder | $30,238 | $12,095+150.0% | $10,419+190.2% | $13,402+125.6% |