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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,833 | $210,698-80.6% | $178,014-77.1% | $145,959-72.0% |
| Participation rate | 62.5% | 80.8%-18.3pp | 77.1%-14.6pp | 80.3%-17.8pp |
| Annual return | 8.06% | 386.27%-378.2pp | 294.80%-286.7pp | 561.95%-553.9pp |
| Employer contribution / active EE | $1,438 | $4,567-68.5% | $3,950-63.6% | $4,661-69.2% |
| Participant deferral / active EE | $2,075 | $6,958-70.2% | $6,276-66.9% | $6,689-69.0% |
| Admin fee / account holder | $30,238 | $12,016+151.7% | $10,362+191.8% | $13,398+125.7% |