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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,833 | $211,105-80.7% | $178,449-77.1% | $145,978-72.0% |
| Participation rate | 62.5% | 80.8%-18.3pp | 77.1%-14.6pp | 80.3%-17.8pp |
| Annual return | 8.06% | 30.19%-22.1pp | 27.09%-19.0pp | 550.52%-542.5pp |
| Employer contribution / active EE | $1,438 | $4,569-68.5% | $3,951-63.6% | $4,662-69.2% |
| Participant deferral / active EE | $2,075 | $6,959-70.2% | $6,277-66.9% | $6,690-69.0% |
| Admin fee / account holder | $30,238 | $12,017+151.6% | $10,362+191.8% | $13,400+125.7% |