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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,290 | $202,460-69.2% | $169,385-63.2% | $139,456-55.3% |
| Participation rate | 54.5% | 81.1%-26.5pp | 77.2%-22.6pp | 80.3%-25.8pp |
| Annual return | 13.13% | 532.07%-518.9pp | 405.82%-392.7pp | 373.45%-360.3pp |
| Employer contribution / active EE | $1,198 | $4,691-74.5% | $4,012-70.1% | $4,753-74.8% |
| Participant deferral / active EE | $1,450 | $6,938-79.1% | $6,221-76.7% | $6,711-78.4% |
| Admin fee / account holder | $7,862 | $10,719-26.6% | $9,011-12.7% | $11,407-31.1% |