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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,854 | $87,132+6.6% | $105,624-12.1% | $80,959+14.7% |
| Participation rate | 42.0% | 70.4%-28.4pp | 75.3%-33.2pp | 67.7%-25.6pp |
| Annual return | 12.28% | 17.03%-4.7pp | 116.20%-103.9pp | 35.67%-23.4pp |
| Employer contribution / active EE | $1,392 | $2,397-41.9% | $3,168-56.1% | $2,757-49.5% |
| Participant deferral / active EE | $2,361 | $3,985-40.8% | $5,013-52.9% | $4,300-45.1% |
| Admin fee / account holder | $2,391 | $8,449-71.7% | $10,961-78.2% | $6,925-65.5% |