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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,524 | $79,955-11.8% | $98,450-28.4% | $75,181-6.2% |
| Participation rate | 38.7% | 70.4%-31.7pp | 75.2%-36.5pp | 67.2%-28.5pp |
| Annual return | 14.58% | 19.75%-5.2pp | 21.16%-6.6pp | 160.69%-146.1pp |
| Employer contribution / active EE | $945 | $2,264-58.3% | $3,049-69.0% | $2,671-64.6% |
| Participant deferral / active EE | $1,683 | $3,752-55.1% | $4,739-64.5% | $4,126-59.2% |
| Admin fee / account holder | $1,424 | $6,841-79.2% | $8,961-84.1% | $5,650-74.8% |