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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,010 | $58,241-50.2% | $81,780-64.5% | $80,911-64.1% |
| Participation rate | 60.7% | 63.4%-2.7pp | 72.4%-11.6pp | 67.6%-6.9pp |
| Annual return | 11.08% | 41.73%-30.6pp | 776.27%-765.2pp | 35.63%-24.5pp |
| Employer contribution / active EE | $1,632 | $2,343-30.4% | $2,914-44.0% | $2,756-40.8% |
| Participant deferral / active EE | $2,442 | $3,283-25.6% | $4,321-43.5% | $4,297-43.2% |
| Admin fee / account holder | $88,855 | $4,973+1686.8% | $7,384+1103.4% | $6,935+1181.3% |