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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,959 | $53,128+84.4% | $86,582+13.1% | $70,126+39.7% |
| Participation rate | 86.1% | 65.3%+20.8pp | 73.5%+12.6pp | 69.5%+16.6pp |
| Annual return | 149.73% | 27.66%+122.1pp | 965.08%-815.3pp | 73.15%+76.6pp |
| Employer contribution / active EE | $4,157 | $2,068+101.0% | $2,839+46.4% | $2,343+77.4% |
| Participant deferral / active EE | $3,358 | $2,695+24.6% | $3,609-6.9% | $3,332+0.8% |
| Admin fee / account holder | $2,780 | $3,584-22.4% | $4,904-43.3% | $4,645-40.2% |