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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,573 | $60,119+37.3% | $90,430-8.7% | $79,858+3.4% |
| Participation rate | 86.5% | 65.0%+21.5pp | 72.7%+13.8pp | 69.6%+16.9pp |
| Annual return | 13.10% | 71.94%-58.8pp | 1293.73%-1280.6pp | 31.72%-18.6pp |
| Employer contribution / active EE | $1,894 | $2,068-8.4% | $3,262-41.9% | $2,471-23.3% |
| Participant deferral / active EE | $2,520 | $2,938-14.2% | $3,963-36.4% | $3,740-32.6% |
| Admin fee / account holder | $6,311 | $3,976+58.7% | $5,613+12.4% | $5,306+18.9% |