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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,087 | $132,634-50.2% | $115,768-42.9% | $137,256-51.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 16.82% | 160.70%-143.9pp | 100.46%-83.6pp | 220.34%-203.5pp |
| Employer contribution / active EE | $1,336 | $3,360-60.2% | $2,940-54.6% | $4,156-67.9% |
| Participant deferral / active EE | $4,491 | $5,619-20.1% | $4,917-8.7% | $6,407-29.9% |
| Admin fee / account holder | $2,892 | $15,028-80.8% | $12,439-76.8% | $12,270-76.4% |