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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,014 | $115,911+38.9% | $100,530+60.2% | $158,950+1.3% |
| Participation rate | 81.8% | 81.6%+0.2pp | 79.4%+2.4pp | 82.0%-0.1pp |
| Annual return | 21.31% | 34.80%-13.5pp | 30.89%-9.6pp | 302.91%-281.6pp |
| Employer contribution / active EE | $4,453 | $4,104+8.5% | $3,418+30.3% | $4,762-6.5% |
| Participant deferral / active EE | $9,636 | $6,676+44.3% | $6,271+53.7% | $5,983+61.1% |
| Admin fee / account holder | $1,183 | $10,999-89.2% | $8,083-85.4% | $11,248-89.5% |