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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,120 | $97,020+53.7% | $83,327+79.0% | $135,380+10.1% |
| Participation rate | 75.0% | 80.4%-5.4pp | 77.8%-2.8pp | 82.6%-7.6pp |
| Annual return | -7.83% | 12.31%-20.1pp | 10.64%-18.5pp | 519.81%-527.6pp |
| Employer contribution / active EE | $3,394 | $4,144-18.1% | $3,379+0.4% | $4,779-29.0% |
| Participant deferral / active EE | $6,797 | $5,964+14.0% | $5,565+22.1% | $5,609+21.2% |
| Admin fee / account holder | $1,471 | $8,426-82.5% | $7,540-80.5% | $10,828-86.4% |