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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,295 | $107,941+23.5% | $91,994+44.9% | $152,897-12.8% |
| Participation rate | 80.0% | 81.2%-1.2pp | 78.6%+1.4pp | 82.5%-2.5pp |
| Annual return | 18.61% | 89.28%-70.7pp | 69.04%-50.4pp | 345.43%-326.8pp |
| Employer contribution / active EE | $4,690 | $4,212+11.4% | $3,453+35.8% | $4,764-1.5% |
| Participant deferral / active EE | $9,152 | $6,366+43.8% | $5,924+54.5% | $5,851+56.4% |
| Admin fee / account holder | $1,098 | $10,521-89.6% | $7,744-85.8% | $11,599-90.5% |