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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,697 | $174,379+26.0% | $152,093+44.4% | $138,895+58.2% |
| Participation rate | 62.5% | 81.6%-19.1pp | 77.8%-15.3pp | 79.9%-17.4pp |
| Annual return | 18.91% | 74.86%-55.9pp | 66.36%-47.4pp | 145.39%-126.5pp |
| Employer contribution / active EE | $2,572 | $4,652-44.7% | $4,175-38.4% | $4,194-38.7% |
| Participant deferral / active EE | $6,688 | $6,159+8.6% | $5,451+22.7% | $6,396+4.6% |
| Admin fee / account holder | $614 | $16,880-96.4% | $14,497-95.8% | $12,562-95.1% |