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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,940 | $85,171+26.7% | $172,752-37.5% | $72,975+47.9% |
| Participation rate | 63.0% | 70.1%-7.1pp | 82.6%-19.7pp | 69.5%-6.5pp |
| Annual return | 24.31% | 27.32%-3.0pp | 802.97%-778.7pp | 81.01%-56.7pp |
| Employer contribution / active EE | $2,312 | $3,324-30.4% | $5,144-55.0% | $2,440-5.2% |
| Participant deferral / active EE | $6,169 | $3,260+89.2% | $5,198+18.7% | $3,608+71.0% |
| Admin fee / account holder | $158 | $5,880-97.3% | $13,955-98.9% | $5,124-96.9% |