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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,949 | $181,896-52.2% | $156,551-44.5% | $273,972-68.3% |
| Participation rate | 57.9% | 88.4%-30.5pp | 84.0%-26.1pp | 83.0%-25.1pp |
| Annual return | 10.95% | 30.74%-19.8pp | 32.23%-21.3pp | 41.46%-30.5pp |
| Employer contribution / active EE | $2,452 | $6,248-60.7% | $5,501-55.4% | $4,869-49.6% |
| Participant deferral / active EE | $5,361 | $5,550-3.4% | $4,871+10.1% | $5,287+1.4% |
| Admin fee / account holder | $2,439 | $15,560-84.3% | $13,028-81.3% | $10,133-75.9% |