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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,720 | $114,073-51.2% | $96,161-42.1% | $167,518-66.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 68.4%+31.6pp | 82.1%+17.9pp |
| Annual return | 13.56% | 189.95%-176.4pp | 192.01%-178.4pp | 478.71%-465.1pp |
| Employer contribution / active EE | $2,432 | $3,428-29.1% | $2,798-13.1% | $4,838-49.7% |
| Participant deferral / active EE | $5,857 | $5,195+12.7% | $4,349+34.7% | $6,342-7.6% |
| Admin fee / account holder | $21,846 | $6,899+216.7% | $5,538+294.4% | $12,312+77.4% |