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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,035 | $104,937-43.7% | $84,628-30.2% | $152,897-61.4% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 22.33% | 373.88%-351.6pp | 258.80%-236.5pp | 345.43%-323.1pp |
| Employer contribution / active EE | $2,264 | $3,303-31.5% | $2,653-14.7% | $4,764-52.5% |
| Participant deferral / active EE | $4,291 | $4,690-8.5% | $3,900+10.0% | $5,851-26.7% |
| Admin fee / account holder | $4,874 | $6,243-21.9% | $4,914-0.8% | $11,599-58.0% |