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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,645 | $93,117-41.3% | $77,096-29.1% | $134,532-59.4% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -18.71% | 62.67%-81.4pp | 42.35%-61.1pp | 418.27%-437.0pp |
| Employer contribution / active EE | $4,992 | $3,420+45.9% | $2,814+77.4% | $4,741+5.3% |
| Participant deferral / active EE | $7,089 | $5,241+35.3% | $4,429+60.1% | $6,401+10.8% |
| Admin fee / account holder | $1,121 | $6,948-83.9% | $5,428-79.3% | $11,429-90.2% |