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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,761 | $138,385+48.7% | $184,243+11.7% | $80,925+154.3% |
| Participation rate | 92.8% | 83.9%+8.9pp | 86.8%+5.9pp | 67.7%+25.1pp |
| Annual return | 9.80% | 20.02%-10.2pp | 28.82%-19.0pp | 35.65%-25.8pp |
| Employer contribution / active EE | $2,700 | $4,851-44.3% | $6,427-58.0% | $2,756-2.0% |
| Participant deferral / active EE | $11,018 | $7,075+55.7% | $9,132+20.7% | $4,299+156.3% |
| Admin fee / account holder | $20,471 | $10,489+95.2% | $13,914+47.1% | $6,940+195.0% |