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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,761 | $138,393+48.7% | $184,256+11.7% | $80,959+154.2% |
| Participation rate | 92.8% | 83.9%+8.9pp | 86.8%+5.9pp | 67.7%+25.1pp |
| Annual return | 9.80% | 20.01%-10.2pp | 28.85%-19.0pp | 35.67%-25.9pp |
| Employer contribution / active EE | $2,700 | $4,847-44.3% | $6,427-58.0% | $2,757-2.1% |
| Participant deferral / active EE | $11,018 | $7,076+55.7% | $9,133+20.6% | $4,300+156.2% |
| Admin fee / account holder | $20,471 | $10,489+95.2% | $13,899+47.3% | $6,925+195.6% |