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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,094 | $75,832+10.9% | $147,617-43.0% | $59,633+41.0% |
| Participation rate | 100.0% | 71.6%+28.4pp | 84.6%+15.4pp | 68.7%+31.3pp |
| Annual return | 72.06% | 0.37%+71.7pp | 61.98%+10.1pp | 2041.45%-1969.4pp |
| Employer contribution / active EE | $11,879 | $3,485+240.9% | $5,564+113.5% | $2,203+439.3% |
| Participant deferral / active EE | $11,944 | $3,131+281.5% | $4,895+144.0% | $3,192+274.2% |
| Admin fee / account holder | $1,329 | $5,986-77.8% | $11,612-88.6% | $4,297-69.1% |