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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,246 | $77,920+105.7% | $149,723+7.0% | $75,177+113.2% |
| Participation rate | 86.8% | 65.6%+21.3pp | 78.8%+8.1pp | 67.2%+19.6pp |
| Annual return | 10.08% | 31.72%-21.6pp | 134.50%-124.4pp | 160.75%-150.7pp |
| Employer contribution / active EE | $21,502 | $3,138+585.2% | $4,821+346.0% | $2,671+705.0% |
| Participant deferral / active EE | $20,782 | $3,411+509.2% | $5,682+265.7% | $4,126+403.6% |
| Admin fee / account holder | $20,663 | $5,951+247.2% | $13,215+56.4% | $5,651+265.6% |