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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,150 | $77,638+29.0% | $156,551-36.0% | $62,881+59.3% |
| Participation rate | 93.9% | 71.2%+22.7pp | 84.0%+9.9pp | 69.3%+24.6pp |
| Annual return | 13.92% | 50.33%-36.4pp | 32.23%-18.3pp | 20.14%-6.2pp |
| Employer contribution / active EE | $2,435 | $3,444-29.3% | $5,501-55.7% | $2,281+6.7% |
| Participant deferral / active EE | $10,768 | $3,046+253.6% | $4,871+121.1% | $3,203+236.2% |
| Admin fee / account holder | $310 | $5,561-94.4% | $13,028-97.6% | $4,296-92.8% |