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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,067 | $142,392-29.0% | $119,622-15.5% | $134,532-24.9% |
| Participation rate | 40.0% | 82.8%-42.8pp | 79.3%-39.3pp | 81.2%-41.2pp |
| Annual return | -19.42% | -12.46%-7.0pp | -14.98%-4.4pp | 418.27%-437.7pp |
| Employer contribution / active EE | $1,735 | $5,224-66.8% | $4,232-59.0% | $4,741-63.4% |
| Participant deferral / active EE | $3,314 | $6,467-48.8% | $5,601-40.8% | $6,401-48.2% |
| Admin fee / account holder | $2,022 | $13,593-85.1% | $10,328-80.4% | $11,429-82.3% |