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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,525 | $131,835-43.5% | $108,582-31.4% | $273,972-72.8% |
| Participation rate | 42.1% | 83.5%-41.4pp | 79.6%-37.5pp | 83.0%-40.9pp |
| Annual return | 8.47% | -91.57%+100.0pp | -51.70%+60.2pp | 41.46%-33.0pp |
| Employer contribution / active EE | $1,452 | $4,913-70.5% | $3,758-61.4% | $4,869-70.2% |
| Participant deferral / active EE | $2,843 | $5,127-44.5% | $4,311-34.0% | $5,287-46.2% |
| Admin fee / account holder | $0 | $10,253-100.0% | $7,645-100.0% | $10,133-100.0% |