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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,112 | $176,786-42.8% | $146,643-31.0% | $167,536-39.6% |
| Participation rate | 42.1% | 83.6%-41.5pp | 80.1%-38.0pp | 82.1%-40.0pp |
| Annual return | 15.79% | 24.04%-8.2pp | 22.75%-7.0pp | 478.82%-463.0pp |
| Employer contribution / active EE | $1,956 | $5,161-62.1% | $4,137-52.7% | $4,839-59.6% |
| Participant deferral / active EE | $3,943 | $6,440-38.8% | $5,506-28.4% | $6,342-37.8% |
| Admin fee / account holder | $1,087 | $13,262-91.8% | $10,280-89.4% | $12,315-91.2% |