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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,442 | $102,422-9.7% | $147,117-37.2% | $80,959+14.2% |
| Participation rate | 93.9% | 75.9%+18.1pp | 82.2%+11.8pp | 67.7%+26.3pp |
| Annual return | 16.23% | 135.16%-118.9pp | 420.54%-404.3pp | 35.67%-19.4pp |
| Employer contribution / active EE | $8,025 | $3,717+115.9% | $4,932+62.7% | $2,757+191.0% |
| Participant deferral / active EE | $4,730 | $6,652-28.9% | $8,065-41.4% | $4,300+10.0% |
| Admin fee / account holder | $12,091 | $7,953+52.0% | $12,993-6.9% | $6,925+74.6% |