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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,539 | $150,447-45.8% | $136,298-40.2% | $147,586-44.8% |
| Participation rate | 81.0% | 84.4%-3.5pp | 81.9%-1.0pp | 82.8%-1.9pp |
| Annual return | 13.00% | 1049.15%-1036.2pp | 5156.27%-5143.3pp | 578.59%-565.6pp |
| Employer contribution / active EE | $4,652 | $5,256-11.5% | $4,696-0.9% | $4,876-4.6% |
| Participant deferral / active EE | $4,303 | $6,631-35.1% | $6,247-31.1% | $5,439-20.9% |
| Admin fee / account holder | $536 | $10,906-95.1% | $9,244-94.2% | $10,886-95.1% |