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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,266 | $138,102-44.1% | $125,381-38.4% | $134,532-42.6% |
| Participation rate | 95.5% | 84.5%+11.0pp | 82.4%+13.1pp | 81.2%+14.2pp |
| Annual return | -22.06% | 750.73%-772.8pp | 572.31%-594.4pp | 418.27%-440.3pp |
| Employer contribution / active EE | $10,328 | $5,245+96.9% | $4,815+114.5% | $4,741+117.8% |
| Participant deferral / active EE | $5,183 | $7,801-33.6% | $7,448-30.4% | $6,401-19.0% |
| Admin fee / account holder | $4,608 | $11,568-60.2% | $10,007-54.0% | $11,429-59.7% |