Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,443 | $60,349-56.2% | $74,184-64.4% | $62,881-57.9% |
| Participation rate | 45.5% | 72.7%-27.3pp | 76.6%-31.2pp | 69.3%-23.9pp |
| Annual return | 4.21% | 21.38%-17.2pp | 17.74%-13.5pp | 20.14%-15.9pp |
| Employer contribution / active EE | $1,009 | $1,680-39.9% | $2,370-57.4% | $2,281-55.7% |
| Participant deferral / active EE | $1,867 | $2,856-34.6% | $3,550-47.4% | $3,203-41.7% |
| Admin fee / account holder | $3,285 | $4,261-22.9% | $5,586-41.2% | $4,296-23.5% |