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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,061 | $100,805-43.4% | $86,698-34.2% | $134,532-57.6% |
| Participation rate | 50.0% | 79.0%-29.0pp | 76.6%-26.6pp | 81.2%-31.2pp |
| Annual return | -16.15% | 29.09%-45.2pp | 35.95%-52.1pp | 418.27%-434.4pp |
| Employer contribution / active EE | $2,733 | $3,490-21.7% | $2,837-3.7% | $4,741-42.4% |
| Participant deferral / active EE | $3,627 | $5,339-32.1% | $4,656-22.1% | $6,401-43.3% |
| Admin fee / account holder | $8,514 | $10,925-22.1% | $7,493+13.6% | $11,429-25.5% |