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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,875 | $110,212-52.9% | $96,534-46.3% | $139,466-62.8% |
| Participation rate | 66.7% | 78.1%-11.5pp | 76.0%-9.3pp | 80.3%-13.7pp |
| Annual return | 14.00% | 26.42%-12.4pp | 25.88%-11.9pp | 373.66%-359.7pp |
| Employer contribution / active EE | $2,574 | $3,620-28.9% | $2,965-13.2% | $4,754-45.9% |
| Participant deferral / active EE | $4,286 | $5,547-22.7% | $4,851-11.6% | $6,712-36.1% |
| Admin fee / account holder | $18,594 | $11,599+60.3% | $8,253+125.3% | $11,409+63.0% |