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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEAMERICA RETIREMENT SERVICES, LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $135,699 |
UBS FINANCIAL SERVICES INC5+ years Service code 28 500 GRANT STREET · PITTSBURGH, PA 15219 | Investment Management | $102,908 |
BMO HARRIS BANK NA5+ years Filed as: BMO HARRIS BANK, NA Service code 19 · EIN 36-2085229 | Securities Custodian | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,448 | $105,190-68.2% | $98,920-66.2% | $90,274-62.9% |
| Participation rate | 93.4% | 86.4%+7.1pp | 76.0%+17.4pp | 73.4%+20.1pp |
| Annual return | 19.29% | 18.52%+0.8pp | 196.47%-177.2pp | 53.97%-34.7pp |
| Employer contribution / active EE | $2,252 | $3,831-41.2% | $2,689-16.3% | $2,523-10.8% |
| Participant deferral / active EE | $4,912 | $5,616-12.5% | $4,245+15.7% | $4,231+16.1% |
| Admin fee / account holder | $140 | $97+43.7% | $6,643-97.9% | $114+22.6% |