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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEAMERICA RETIREMENT SERVICES, LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $145,043 |
UBS FINANCIAL SERVICES INC4+ years Service code 28 500 GRANT STREET · PITTSBURGH, PA 15219 | Investment Management | $90,971 |
BMO HARRIS BANK NA4+ years Filed as: BMO HARRIS BANK, NA Service code 19 · EIN 36-2085229 | Securities Custodian | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,351 | $96,403-69.6% | $93,621-68.6% | $77,775-62.3% |
| Participation rate | 98.3% | 87.6%+10.7pp | 75.8%+22.5pp | 73.2%+25.1pp |
| Annual return | 24.55% | 39.36%-14.8pp | 32.76%-8.2pp | 32.58%-8.0pp |
| Employer contribution / active EE | $2,204 | $3,616-39.0% | $2,719-18.9% | $2,504-12.0% |
| Participant deferral / active EE | $4,575 | $5,341-14.4% | $4,070+12.4% | $3,966+15.4% |
| Admin fee / account holder | $159 | $90+77.4% | $7,890-98.0% | $100+58.7% |