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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $495,251 | $138,393+257.9% | $184,256+168.8% | $80,959+511.7% |
| Participation rate | 95.2% | 83.9%+11.3pp | 86.8%+8.4pp | 67.7%+27.5pp |
| Annual return | 17.88% | 20.01%-2.1pp | 28.85%-11.0pp | 35.67%-17.8pp |
| Employer contribution / active EE | $25,323 | $4,847+422.4% | $6,427+294.0% | $2,757+818.5% |
| Participant deferral / active EE | $19,682 | $7,076+178.1% | $9,133+115.5% | $4,300+357.7% |
| Admin fee / account holder | $14,092 | $10,489+34.3% | $13,899+1.4% | $6,925+103.5% |