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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,610 | $150,447+23.4% | $136,298+36.2% | $147,586+25.8% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 19.19% | 1049.15%-1030.0pp | 5156.27%-5137.1pp | 578.59%-559.4pp |
| Employer contribution / active EE | $3,471 | $5,256-34.0% | $4,696-26.1% | $4,876-28.8% |
| Participant deferral / active EE | $9,872 | $6,631+48.9% | $6,247+58.0% | $5,439+81.5% |
| Admin fee / account holder | $3,931 | $10,906-64.0% | $9,244-57.5% | $10,886-63.9% |