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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,000 | $157,304+57.0% | $141,197+74.9% | $152,909+61.5% |
| Participation rate | 85.7% | 84.8%+0.9pp | 82.5%+3.2pp | 82.5%+3.3pp |
| Annual return | 25.97% | 64.34%-38.4pp | 71.41%-45.4pp | 345.46%-319.5pp |
| Employer contribution / active EE | $3,367 | $5,263-36.0% | $4,736-28.9% | $4,764-29.3% |
| Participant deferral / active EE | $9,616 | $7,111+35.2% | $6,710+43.3% | $5,851+64.3% |
| Admin fee / account holder | $33,397 | $12,126+175.4% | $10,265+225.4% | $11,601+187.9% |