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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,919 | $138,114+117.2% | $125,391+139.2% | $134,545+122.9% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -18.77% | 750.88%-769.7pp | 572.41%-591.2pp | 418.37%-437.1pp |
| Employer contribution / active EE | $3,624 | $5,246-30.9% | $4,816-24.7% | $4,742-23.6% |
| Participant deferral / active EE | $13,893 | $7,801+78.1% | $7,448+86.5% | $6,401+117.0% |
| Admin fee / account holder | $1,566 | $11,570-86.5% | $10,009-84.4% | $11,431-86.3% |