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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,835 | $101,778-33.4% | $164,975-58.9% | $80,925-16.2% |
| Participation rate | 66.0% | 71.8%-5.9pp | 78.6%-12.7pp | 67.7%-1.7pp |
| Annual return | 16.30% | 16.73%-0.4pp | 70.12%-53.8pp | 35.65%-19.4pp |
| Employer contribution / active EE | $2,026 | $2,954-31.4% | $4,343-53.4% | $2,756-26.5% |
| Participant deferral / active EE | $4,091 | $4,477-8.6% | $6,033-32.2% | $4,299-4.8% |
| Admin fee / account holder | $304 | $8,221-96.3% | $12,688-97.6% | $6,940-95.6% |