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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,504 | $81,870-42.0% | $119,608-60.3% | $68,495-30.6% |
| Participation rate | 62.2% | 71.9%-9.7pp | 79.3%-17.0pp | 67.9%-5.7pp |
| Annual return | -6.87% | -23.82%+17.0pp | -14.98%+8.1pp | -7.84%+1.0pp |
| Employer contribution / active EE | $1,742 | $2,692-35.3% | $4,232-58.8% | $2,596-32.9% |
| Participant deferral / active EE | $3,168 | $4,148-23.6% | $5,601-43.4% | $4,028-21.3% |
| Admin fee / account holder | $598 | $6,583-90.9% | $10,326-94.2% | $5,403-88.9% |