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| Provider | Service type | Compensation |
|---|---|---|
TRUST POINT INC8 years Filed as: TRUST POINT INC. Service code 15 · EIN 39-0415000 | Recordkeeping | $21,706 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,975 | $30,421+18.3% | $56,077-35.8% | $74,429-51.7% |
| Participation rate | 51.1% | 32.9%+18.2pp | 52.5%-1.4pp | 67.2%-16.2pp |
| Annual return | 10.54% | 24.94%-14.4pp | 1709.28%-1698.7pp | 1368.38%-1357.8pp |
| Employer contribution / active EE | $865 | $610+41.9% | $1,040-16.9% | $2,625-67.0% |
| Participant deferral / active EE | $2,561 | $1,175+117.9% | $1,954+31.1% | $4,348-41.1% |
| Admin fee / account holder | $217 | $2,363-90.8% | $2,825-92.3% | $1,944-88.8% |