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| Provider | Service type | Compensation |
|---|---|---|
TRUST POINT INC8 years Filed as: TRUST POINT INC. Service code 15 · EIN 39-0415000 | Recordkeeping | $21,706 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,975 | $34,932+3.0% | $56,441-36.3% | $74,546-51.7% |
| Participation rate | 51.1% | 32.9%+18.2pp | 52.5%-1.4pp | 67.2%-16.1pp |
| Annual return | 10.54% | 24.90%-14.4pp | 1704.21%-1693.7pp | 1366.03%-1355.5pp |
| Employer contribution / active EE | $865 | $608+42.2% | $1,039-16.8% | $2,624-67.0% |
| Participant deferral / active EE | $2,561 | $1,173+118.4% | $1,953+31.1% | $4,347-41.1% |
| Admin fee / account holder | $217 | $2,359-90.8% | $2,829-92.3% | $1,944-88.8% |